Far not all people consider money as the main thing in a life. However their minor phenomenon too you will not name... During Soviet time money practically meant nothing. On them there was nothing to buy. Acquaintances, communications, friendship much more meant... It would be Perhaps, better than anything and not to change since then?

What is the capital and when our personal money turns to it?

Someone owns island in Caribbean basin, and it is its capital, someone has the account in the Savings Bank, and someone has simply put a grist in a box of a desk and has told: "for rainy day", also it is its capital! That is, the capital is not any your money, but only what you presume to postpone for their growth.

How to dispose of this capital that it was not painfully sick.?

The First, that always it is necessary to remember: your capital should work on you! It should not lay dead cargo. And after all that a sin to conceal, even in bank money does not hand over many. Store their houses, or in the safe on work, or still somewhere, only not in bank which already, more recently, has left all of us once that is called "with a nose", having carried out an exchange of money 1000 to 1 rouble!

At me then, just in it it is a high time, there was very sad event in a family: my favourite aunt has died. It to me as to the favourite niece, has left all "condition" - 800 roubles of money and apartment-five-storey apartment block. Has left roubles, and I as a result of currency reform only here have received 80 copecks …

However the bank is that system where our money at least somehow, but grows. Therefore to use banks it is necessary! Especially, there was a possibility to put up money not only in Bank, but also in other banks where the percent on contributions can be above, than in the Savings Bank, and reliability practically same.

Reliability to modern banks is created by system of insurance of contributions. Therefore not by the superfluous it will be always convinced, that your bank - the participant systems of insurance of contributions . The Internet gives the chance to us!

However to the insurance it is necessary to choose to itself bank for the contribution or the deposit. What is the deposit and how to choose bank, it is possible to learn here .

Is better to choose bank, knowing a rating, that is, a place which occupies bank on this or that indicator. Ratings can be official and national. Official ratings are under construction more often on indicators of size of bank, national ratings are created by ourselves by means of voting for this or that bank. You too can participate in such voting . Comparing these two ratings, it is quite possible to find bank which will provide to you good percent of growth of your contribution.

Choosing the bank, not the superfluous will pay attention to one thing which very much will help you to save a lot of time and to be always in a course, in what condition there are your accounts and contributions. Already now in Russia the system the Internet-bankinga "Client-bank" which gives the chance to investors to operate the bank accounts through the Internet is applied. While it is a little such banks, but their rating is already constructed, and he can be looked here .

However the system of bank contributions at the best will rescue your money from inflation, but will not allow to your money to grow strongly. Other methods, allowing to transform your money from usual personal money in the capital which is bringing in the big income are necessary. About it we will talk to you next time, and now it is a little more about the Internet.

We spoke about the Internet and its fine possibilities on preservation of our personal money very much. But all would like to receive from the Internet profit, filling up the purse.

If you earn on the Internet, and in other cases, it is useful to you a so-called electronic purse with which help it is possible to receive due to you money. Payment systems of the Internet allow to receive money and to pay the goods and services, not leaving from the Internet. Especially actual it becomes now when the large quantity of the goods and services are on sale directly on the Internet with home delivery. The most popular payment systems are RuPay, E-gold, WebMoney and Yandex-money.

On Yandex-money it is possible to store only roubles, on E-gold - only a foreign currency, and WM and RuPay are universal systems (dollars, euro, roubles). But if WebMoney has enough wide circulation only in Russia system RuPay the majority of the CIS countries already uses. Therefore, it is more favourable to increase in width of coverage of territory RuPay, than WM, besides, RuPay it is the most convenient to use for reception of payments on the site.

For those who at all has no skills of use of payment systems on the Internet, it is possible to begin Yandex with system. Money. It is the most simple in installation and use payment system. However, conversations of currency in this system usually manage more expensively, than in any another. To start to use it, it is necessary to get simply a mail box on Yandex, and to you will automatically suggest to get the Internet purse.

Payment system WebMoney now very widespread among users of a Runet. It is convenient that it is possible to store in it both roubles, and a foreign currency. However its installation will demand from you some efforts. I, for example, established this system of the whole 2 days! But thus used the Internet of only 5 days, that is, in general anything in it did not understand, however, eventually, all has perfectly established!

And the most safe now system it is considered the Most widespread E-gold . If you still do not have account on E-gold, will warn, some difficulties here are possible. Difficulty all accounts here in English consist that. But I assure you, it is not too difficult: if I have opened here the account you and can for a long time!

Payment system Rupay it is convenient that offers the services in payment to sellers of the goods.

To change one currency for another, you should not leave the Internet. Any operations on an exchange are carried out directly on the Internet in exchange offices.

Well, here, like all on shelves (on plateaus, saucers) has decayed. I hope, that for you it was not only it is useful, but also it is interesting.

And I wish you all the kindest. Bathing in money, do not drown in them happiness!